Vast Range of Options to Secure Your Health Through Medical Insurance

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Health is still the true wealth. If a person is not healthy, he is unable to earn to his full capacity, and the expenses of the household also peak. That is why it is necessary to safeguard you and your family against unexpected health expenses that may arise anytime unexpectedly. Here we have listed out some interesting health insurance plans and how they help to secure your health and future:

Mediclaim Policy

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Health total policy covers all aspects of individual and family health in one policy. You can choose between the Vital, Superior, and Premiere plans based on your requirements. The plan covers a vast range of medical expenses such as accidental hospitalization, patient care expenses, emergency medical evacuation, maternity expenses, among others. Child vaccination benefits and medical treatment abroad are also covered in the higher plans. If you plan to buy health insurance to protect your family during a health crisis, this plan is the right choice. The minimum tenure of this plan is one year, and the maximum tenure is three years. The entry age and maximum age may also vary based on the plan you select. The policyholder also enjoys 50% of the cumulative bonus for each claim-free year.

Top-up Plans

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Top-up plans are designed for the convenience of the buyer. The health insurance top-up plan allows you to extend an existing health insurance policy at a much smaller premium. Similarly, top-up plans help you gain cover for various health expenses that may arise such as inpatient expenses, hospitalization expenses, and additional inpatient expenses. The main reason why people go for these medical insurance plans is that they are flexible, affordable, and portable. They come with floater benefits and a 30 days lookup period too. The cashless claims can be made in just 90 minutes, making the turnaround time short. These plans help to cover the additional expenses that were not covered in your health insurance policy.

Critical Illness Policy

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A critical illness in the family can significantly affect the morale of the family. In such times, proper financial backing alone can help you beat the challenges that are posed. That is why Future Generali’s Critical Illness Cover is an excellent choice to be prepared for the worst. This critical illness cover provides financial cover for severe illnesses like Kidney Failure, Liver Failure, Cancer, Multiple Sclerosis, and Primary Pulmonary Arterial Hypertension. It also covers the first occurrence of stroke, coma, heart attack, or total blindness. The lumpsum benefit offered by this policy makes it a reliable choice for people with a critical illness. The policy covers 12 significant diseases and also provides tax benefits. The cover available to a person may differ based on the age and health of a person.

Personal Accident Cover

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Accidents can happen anytime, and there is no way you can predict an accident before it happens. The best thing you can do is to select an excellent personal accident cover to protect yourself and your family from such accidents. Future Generali’s Personal Accident Cover can be used to cover anyone in the age range from 18 to 70 years. The policy can also cover children in the age group of 3 to 25 years as dependents. The policy offers many protections such as temporary total disablement cover, permanent partial disablement cover, permanent total disablement cover, and also accidental death cover. You and your family enjoy a worldwide 24/7 cover against accidents. The policy is extremely flexible and allows you to cover your spouse and children also under the same policy. These health insurance plans for families to protect their families. They are highly flexible, portable, and also offer you a free lookup period of 30 days.

Mosquito Insurance

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As the count of diseases that are spread by mosquitos increases, here is a plan to get you covered against these too. Mosquito Insurance will protect your family against vector-borne diseases. The diseases covered under this policy are Dengue, Malaria, Lymphatic Filariasis, Chikungunya, Zika Virus, Kala-azar, and Japanese Encephalitis. When you pay the premium upfront, you also enjoy a 7.5% discount. The policy covers anyone from 1 day old to any age. The maximum age of the person taking the policy needs to be 65 years. It is possible to renew this policy throughout life. The patient gets a lump sum payment if he gets hospitalized for any of the conditions listed above. This is one of the online health insurance plans, and you can request a quote after choosing the cover. You can then fill in the details, agree to the terms and conditions, and make payment. A copy of the policy will be mailed to your email account.

Which is The Best Health Insurance Plans in India

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Health insurance covers all the medical, hospitalization, treatment, lab costs, and even critical illness costs. Understanding the changing needs of the customers and policy buyers, Future Generali has come up with some very useful health insurance plans to cover you against all sorts of health issues. The top-up plans help to add the sum necessary for additional expenses that are not covered in the original policies. The critical illness policy keeps you covered against the critical illnesses that torment people today. These policies are designed to cover people in different age groups and in need of different health support.

The policy processing, as well as claim processing, is made quickly so that the buyers do not have to struggle. Wait no more! It is time you assess the different health insurance policy options and pick what is best suitable for your family health needs. Invest a small sum now so that your future health and finances are secured. Take time to check what is covered in the given premium. Even if you are not sure, there is a 30 day lookup period for you to make up your mind and select the right health insurance plan for family members and yourself.